Deposit Rates
Rates Effective as of December 19, 2024
You Must Maintain a Minimum Balance to Obtain APY*
Deposit Rates
Rates Effective as of December 19, 2024
You Must Maintain a Minimum Balance to Obtain APY*
Checking
Target Secure Checking
| $100 minimum to open | APY |
|---|---|
| Less than $25,000 | 1.25%** |
| $25,000 plus | 1.25% to 0.35%** |
| If Product Requirements Not Met | 0.10% |
Interest Checking
| $100 minimum to open $1000 minimum to earn APY APY is paid on entire balance in accounts | APY* |
|---|---|
| $1,000 to $4,999.99 | 0.05%** |
| $5,000 to $24,999.99 | 0.05%** |
| $25,000 to $49,999.99 | 0.10% |
| $50,000 plus | 0.15% |
Savings
Target Savings
| $100 minimum to open | APY* |
|---|---|
| Less than $50,000 | 0.70%** |
| $50,000 plus | 0.70% to 0.26%** |
| If Product Requirements Not Met | 0.10% |
Minor Savings
| $50 minimum to open | APY* |
|---|---|
| $100 Minimum balance to obtain APY | 0.35% |
Statement Savings
| $100 minimum to open | APY* |
|---|---|
| $500 Minimum balance to obtain APY | 0.35% |
Money Market
| $2,500 minimum to open and earn APY APY is paid on entire balance in accounts | APY* |
|---|---|
| $2,500 to $4,999.99 | 0.05% |
| $5,000 to $24,999.99 | 0.10% |
| $25,000 to $49,999.99 | 0.15% |
| $50,000 to $99,999.99 | 0.20% |
| $100,000 to $249,999.99 | 0.25% |
| $250,000 plus | 0.30% |
Max Rate Savings
| $2,500 minimum to open $0.01 minimum to earn APY APY is paid on entire balance in accounts |
APY* |
|---|---|
| $0.01 – $99,999.99 | 2.00% |
| $100,000 and above | 2.75% |
Premier Money Market
| $2,500 minimum to open $0.01 minimum to earn APY APY is paid on entire balance in accounts |
APY* |
|---|---|
| $0.01 – $99,999.99 | 1.75% |
| $100,000 to $249,999.99 | 2.50% |
| $250,000 plus | 3.50% |
CDs
Certificates of Deposit
| CD’s1 | APY* | TIER ONE
$25,000 APY* |
TIER TWO
$50,000 APY* |
TIER THREE
$100,000 APY* |
|---|---|---|---|---|
| 30-89 Days Min Bal $25,000 |
0.10% | 0.10% | 0.10% | 0.10% |
| 3 Month Certificate Min Bal $2,500 |
0.15% | 0.15% | 0.15% | 0.15% |
| 6 Month Certificate Min Bal $2,500 |
1.00% | 1.00% | 2.50% | 3.00% |
| 1 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 2.50% | 3.00% |
| 2 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 2.50% | 3.00% |
| 3 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 3.00% | 3.50% |
| 5 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 3.00% | 3.50% |
Certificates of Deposit – Specials
| CD’s1 | APY* | TIER ONE
$25,000 APY* |
TIER TWO
$50,000 APY* |
TIER THREE
$100,000 APY* |
|---|---|---|---|---|
| 13 Month Special Min Bal $2,500 | 3.75% | 3.75% | 3.75% | 3.75% |
| 23 Month Special | 3.50% | 3.50% | 3.50% | 3.50% |
* All Interest Rates and Annual Percentage Yields (APY) are accurate as of the effective date shown above and are subject to change at any time. Fees or withdrawals may reduce earnings.
** If Product Requirements Met
1 A penalty may be imposed for early withdrawal.
CDs
Certificates of Deposit
| CD’s1 | APY* | TIER ONE
$25,000 APY* |
TIER TWO
$50,000 APY* |
TIER THREE
$100,000 APY* |
|---|---|---|---|---|
| 30-89 Days Min Bal $25,000 |
0.10% | 0.10% | 0.10% | 0.10% |
| 3 Month Certificate Min Bal $2,500 |
0.15% | 0.15% | 0.15% | 0.15% |
| 6 Month Certificate Min Bal $2,500 |
1.00% | 1.00% | 2.50% | 3.00% |
| 1 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 2.50% | 3.00% |
| 2 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 2.50% | 3.00% |
| 3 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 3.00% | 3.50% |
| 5 Year Certificate Min Bal $2,500 |
1.00% | 1.00% | 3.00% | 3.50% |
Certificates of Deposit – Specials
| CD’s1 | APY* | TIER ONE
$25,000 APY* |
TIER TWO
$50,000 APY* |
TIER THREE
$100,000 APY* |
|---|---|---|---|---|
| 13 Month Special Min Bal $2,500 | 3.75% | 3.75% | 3.75% | 3.75% |
| 23 Month Special | 3.50% | 3.50% | 3.50% | 3.50% |
* All Interest Rates and Annual Percentage Yields (APY) are accurate as of the effective date shown above and are subject to change at any time. Fees or withdrawals may reduce earnings.
** If Product Requirements Met
1 A penalty may be imposed for early withdrawal.