People First Bank

Carefree Checking

Carefree Checking is our basic banking solution. This cost-effective account includes essential banking features. If you have simple everyday banking needs, this solution makes sense for you.

Classic Secure Checking

If you are looking for the benefit that a relationship brings, our Classic Secure Checking is designed exclusively for you. With no minimum balance, you can keep as little or as much as you want in your account. This account also includes ID Protection.

Platinum Rewards

With Platinum Rewards, you get more than a checking account. You also get an account that pays you back – with a high interest rate, no monthly service charge, monthly E-Statements, and so much more.

Target Secure Checking

With Target Secure Checking, you get more than a high interest checking account, you get monthly E-Statements, and ATM refunds. You also get the added security of ID Protection.

All of our accounts offer these free benefits:

Compare Our Checking Accounts

Account

Carefree Checking

Classic Secure Checking

Platinum Rewards

Target Secure Checking

Minimum Opening Deposit$100.00$100.00$100.00$100.00
Minimum BalanceNoneNoneNoneNone
Maintenance FeeNone$5.00 maintenance fee*None$5.00 maintenance fee*
Monthly Service ChargeNone$5.00 (if enrolled in e-Statements) or $7.00 includes a paper statementNone$5.00 (if enrolled in e-Statements) or $7.00 includes a paper statement
Additional BenefitsNone
  • Free Cashiers Checks
  • 50% discount on basic check orders (not including shipping and tax)
  • $10 discount on 3×10 & 5×10 Safe Deposit Boxes (while supplies last)
  • IDProtect®*
  • Foreign ATM fees refunded up to $25 if qualifications met
  • Platinum Rewards Checking links to an optional high interest savings account
  • Foreign ATM fees refunded up to $25 if qualifications met
  • Target Secure Checking links to an optional high interest savings account
  • IDProtect®*

Account

Minimum Opening Deposit

Carefree Checking

$100.00

Classic Secure Checking

$100.00

Platinum Rewards

$100.00

Target Secure

$100.00

Account

Minimum Balance

Carefree Checking

None

Classic Secure Checking

None

Platinum Rewards

None

Target Secure

None

Account

Maintenance Fee

Carefree Checking

None

Classic Secure Checking

$5.00 maintenance fee*

Platinum Rewards

None

Target Secure

$5.00 maintenance fee*

Account

Monthly Service Charge

Carefree Checking

None

Classic Secure Checking

$5.00 (if enrolled in e-Statements) or
$7.00 includes a paper statement

Platinum Rewards

None

Target Secure

$5.00 (if enrolled in e-Statements) or
$7.00 includes a paper statement

Account

Additional Benefits

Carefree Checking

None

Classic Secure Checking

Platinum Rewards

Target Secure

Account

Minimum Opening Deposit

Carefree Checking

$100.00

Classic Secure Checking

$100.00

Platinum Rewards

$100.00

Target Secure

$100.00

Account

Minimum Balance

Carefree Checking

None

Classic Secure Checking

None

Platinum Rewards

None

Target Secure

None

Account

Maintenance Fee

Carefree Checking

None

Classic Secure Checking

$5.00 maintenance fee*

Platinum Rewards

None

Target Secure

$5.00 maintenance fee*

Account

Monthly Service Charge

Carefree Checking

None

Classic Secure Checking

$5.00 (if enrolled in e-Statements) or
$7.00 includes a paper statement

Platinum Rewards

None

Target Secure

$5.00 (if enrolled in e-Statements) or
$7.00 includes a paper statement

Account

Additional Benefits

Carefree Checking

None

Classic Secure Checking

Platinum Rewards

Target Secure

Ready to get started?

To open your checking account, just stop by one of our convenient branch locations and see a Banker today. We will provide you with our rates and disclosures.

Ready to get started?

To open your checking account, just stop by one of our convenient branch locations and see a Banker today. We will provide you with our rates and disclosures.